USSD stands for Unstructured Supplementary Service Data (USSD) and you use them by dialing * followed by the bank code, then # at the end. For example, *111# is a sample of Kenyan Banks’ USSD Codes.
The biggest advantage of using USSD codes is that they work on any phone, you do not need a smartphone. Additionally, unlike banking via mobile apps, USSD mobile banking does not require internet connectivity to function. Below is a list of all USSD codes for banks operating in Kenya that are registered with Safaricom.
Kenyan Banks’ USSD Codes
| Kenyan Bank Name | Kenyan Bank USSD Code | |
|---|---|---|
| 1 | Kenya Commercial Bank (KCB) | *522# |
| 2 | Cooperative Bank of Kenya | *667# |
| 3 | Absa Bank Kenya PLC (Formerly Barclays Bank) | *224# |
| 4 | Standard Chartered bank | *722# |
| 5 | Equity Bank | *247# |
| 6 | Commercial Bank of Africa | *654# |
| 7 | National Bank of Kenya | *625# |
| 8 | Diamond Trust Bank (DTB) | *385# |
| 9 | Consolidated Bank Limited | *262# |
| 10 | NCBA Bank (Former NIC Bank and CBA Bank) | *654# for ex-CBA customers *488# for ex-NIC customers |
| 11 | Bank of Africa (BOA) | *987# |
| 12 | Family Bank | *325# |
| 13 | CFC Stanbic | *208# |
| 14 | I & M Bank Limited | *458# |
| 15 | Ecobank | *335# |
| 16 | Imperial Bank Limited | *356# |
| 17 | Transnational Bank | *862# |
| 18 | Gulf African Bank | *399# |
| 19 | Guardian Bank | *356# |
| 20 | Guaranty Trust Bank (GTBank) | *878# |
| 21 | United Bank of Africa (UBA) Bank | *368# |
| 22 | Housing Finance Company (HFC) Ltd | *231# |
| 23 | Post Office Savings Bank (Postbank) | *498# |
| 24 | Sidian Bank (Formerly K-Rep bank) | *527# |
| 25 | Equatorial Commercial Bank | *286# |
| 26 | Credit Bank | *699# |
| 27 | Jamii Bora Bank | *344# |
| 28 | Chase Bank | 275# |
| 29 | Prime Bank | N/A |
| 30 | ABC Bank | N/A |
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