Steps to Increase Your Hustler Fund Loan Limit

The fund is a digital financial inclusion initiative designed to improve financial access to responsible finance for personal, micro, small, and medium-sized enterprises (MSMEs) in Kenya.

According to the Ministry of Cooperatives and MSME Development, borrowers will be able to apply for the Hustler Fund loan through USSD code *254# and on the mobile apps of Safaricom, Telkom, and Airtel. 

The Hustler Fund Loan Limit for this will be a minimum of KSh. 500 up to a maximum that will be determined by the borrower’s credit score and capped at KSh.50,000.00.

How can you increase the Hustler Fund loan limit? 

The loan limit of a borrower has the ability to rise to a higher amount depending on their behaviors in borrowing and repaying. 

“The limit shall be reviewed and adjusted based on the borrowing and repayment history of previous Hustler Fund loans taken,” the ministry of Cooperatives and MSMEs says. 

Therefore, borrowers are encouraged to continue using Hustler Fund and pay their loans on time. 

Assessment of credit history on subsequent loan applications and repayment shall apply to determine subsequent qualifications for the facility. 

In case a borrower does not repay the loan within the set 14-day period, a loan recovery and collection process will be initiated. 

Before the repayment, one will not be eligible to apply for another loan. 

There will be penalties imposed on the defaulters where 15 days after the date of default, the interest rate will be adjusted from 8% per annum to 9.5% per annum.

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