In Kenya, we have a method known as Lipa Mdogo Mdogo, which is the most convenient way to purchase mobile phones. In this scenario, a person does not have the financial means to purchase a phone at its full price. As a result, the individual makes a down payment of some kind, obtains the phone, and then makes the remaining payments in the form of installments.
If you want to buy a Lipa Mdogo Mdogo, you must put down a KSh deposit. 1000, which is equal to half the cost of the device, and then pay off the remaining balance on a daily, weekly, or monthly basis.
If you choose the daily payment option, the remaining amount will be divided into 365 equal payments of 20 Kenyan shillings daily for a year.
You will get a substantial increase in the quantity of data, calls, and texts as compared to a pay-as-you-go plan. In addition, several different networks are known to provide freebies and benefits with a phone contract.
A phone contract that requires you to make payments every month is your best option if you are unable to bear the expense of purchasing a device altogether.
What If you default?
Users who have subscribed to pay their amount in daily installments and have not honored the promise after four days in a row will have their phones locked by Safaricom, which will limit their ability to use the device. Users who have subscribed to pay their amount in daily installments will not be able to use their phones until they have paid their outstanding balance.
After the seventh day, you will no longer be able to use your Lipa Pole Pole device to make phone calls or send text messages. This restriction will go into effect on the eighth day.
If you do not pay your bill for thirty days, Safaricom will remove you from the program and your device will be taken away to be resold under the terms of the limited warranty offered by the Maker.
If you pay your bill, you will remain in the program. If you do not pay your bill, you will be removed from the program.
Your name will be placed on the CRB’s list of those who are not allowed to make calls if you do not pay for the phone in full. The procedures that need to be followed to check your CRB status in Kenya are detailed below.
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